Platform
Digital Thrift Savings
Thrift savings is a cooperative savings model where a group of people — friends, colleagues, market traders, or community members — each put aside a fixed amount regularly. The pooled money rotates to one member per period until everyone has received their share.
In Nigeria it is called Ajo, Esusu, or Adashe. Across Africa it is one of the most trusted informal savings methods. EsusuOnline brings this trusted system to a secure digital platform.
Why digital thrift is better than informal thrift
Transparent records
Every contribution and payout is logged. No disputes over who has paid or received.
Automated reminders
No need for a manual collector. Members receive automated payment reminders.
Trust tiers
Members earn trust scores that protect the group from defaulters.
Agent support
Agents can onboard and support savings groups in local communities.
Start a thrift savings group on EsusuOnline
EsusuOnline.org is a Nigeria-focused digital thrift savings platform. Create a savings slot in minutes, invite members, set contribution amounts, and let the platform handle tracking and payout scheduling.